Excess Liability

Excess Liability

Additional liability limits when you need them most, with quotes delivered quickly

Overview

Our Excess Casualty binding authority program provides streamlined, follow-form excess coverage written on RLI / Mt. Hawley non-admitted paper. We offer limits from $1M to $5M and provide coverage nationwide, only excluding New York and Kentucky. With a broad appetite encompassing 300+ bindable classes, we have strong expertise in key sectors such as contracting, hospitality, habitational and lessor’s risks. Designed specifically for small business, this program delivers speed and efficiency through our quote-bind-issue online portal. Speed matters, the average time to get an excess quote from us is under 2 minutes.

Key Features

Follow-Form

Ensuring consistent terms and conditions and simplifying the placement process

Speed

Online quote-bind-issue capabilities available around the clock

Flexible limits

Offers scalable excess capacity suitable for smaller insureds

Versatile policy terms

We offer flexible policy periods ranging from 3 to 15 months, making placement easier and more adaptable to client needs

Compatibility with underlying lines

Our excess liability is designed to sit seamlessly over General Liability, Auto Liability, Employers Liability, and Liquor Liability, providing a unified and consistent excess solution across key underlying coverages

Streamlined document collection

We use Pigeon Docs for fast, drag-and-drop submission of binding contingencies

Where We Write

United States map with highlighted states Alabama (AL) - Coverage Available Alaska (AK) - Coverage Available Arizona (AZ) - Coverage Available Colorado (CO) - Coverage Available Florida (FL) - Coverage Available Georgia (GA) - Coverage Available Indiana (IN) - Coverage Available Kansas (KS) - Coverage Available Maine (ME) - Coverage Available Massachusetts (MA) - Coverage Available Minnesota (MN) - Coverage Available New Jersey (NJ) - Coverage Available North Carolina (NC) - Coverage Available North Dakota (ND) - Coverage Available Oklahoma (OK) - Coverage Available Pennsylvania (PA) - Coverage Available South Dakota (SD) - Coverage Available Texas (TX) - Coverage Available Wyoming (WY) - Coverage Available Connecticut (CT) - Coverage Available Missouri (MO) - Coverage Available West Virginia (WV) - Coverage Available Illinois (IL) - Coverage Available New Mexico (NM) - Coverage Available Arkansas (AR) - Coverage Available California (CA) - Coverage Available Delaware (DE) - Coverage Available District of Columbia (DC) Hawaii (HI) - Coverage Available Iowa (IA) - Coverage Available Kentucky (KY) Maryland (MD) - Coverage Available Michigan (MI) - Coverage Available Mississippi (MS) - Coverage Available Montana (MT) - Coverage Available New Hampshire (NH) - Coverage Available New York (NY) Ohio (OH) - Coverage Available Oregon (OR) - Coverage Available Tennessee (TN) - Coverage Available Utah (UT) - Coverage Available Virginia (VA) - Coverage Available Washington (WA) - Coverage Available Wisconsin (WI) - Coverage Available Nebraska (NE) - Coverage Available South Carolina (SC) - Coverage Available Idaho (ID) - Coverage Available Nevada (NV) - Coverage Available Vermont (VT) - Coverage Available Louisiana (LA) - Coverage Available Rhode Island (RI) - Coverage Available AL AK AZ CO FL GA IN KS ME MA MN NJ NC ND OK PA SD TX WY CT MO WV IL NM AR CA DE DC HI IA KY MD MI MS MT NH NY OH OR TN UT VA WA WI NE SC ID NV VT LA RI

Follow-form excess liability coverage available in 48 states

Questions? We're Here to Help

Our underwriting team has the expertise to guide you through coverage options and answer any questions.

Meet Our Underwriting Team

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